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Creating a Resident-Owned Manufactured Housing Community

A talk by Paul Bradley, Victoria (Tory) Clark and Natividad Seefeld ROC USA, LLC, Northcountry Cooperative Foundation & Park Plaza Cooperative / Manufactured Housing Community

There have been a variety of advances that can allow manufactured housing to enter a new era. The extensive benefits of manufactured housing—especially when done as Resident-Owned Communities where the residents form a cooperative that buys the property under their manufactured homes and the common facilities—are becoming so compelling that it deserves a serious look as an important pathway to create and preserve affordable housing. Communities should take steps to make sure that people currently living in “trailer parks” are not displaced and that this important part of “Naturally Occurring Affordable Housing” does not disappear. Advanced manufacturing techniques, new opportunities for mortgages, and innovative ownership models makes manufactured housing one of the best ways to increase the number of affordable homes in many communities. And now that many manufactured homes can qualify for Fannie Mae-backed Mortgages, the monthly payments can be very reasonable.


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Paul Bradley

Paul was named an Ashoka Fellow in 2011, Carsey Institute Social Innovator of the year in 2013 and was awarded the Jerry Vooris Memorial Award for his career-long achievements by the National Association of Housing Cooperatives in 2014. In 2017, he was inducted in the Cooperative Hall of Fame, the highest honor in the cooperative sector.

Categories covered

  • Ownership & Community
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